Chiropractic in Hayward & 12 Personal Injury Facts

Anger, Frustration, Loud voices, Bright lights flashing, Exchanging numbers. This is a typical of a personal injury case, the scene after a car accident. Sometimes a simple car accident can turn into a big headache as it often involves dealing with insurance companies, injuries, lawyers, seeing doctor of chiropractic and other parties remembering the chain of events. Even the person who is not at fault in the accident, there are certain steps one should always take post-fender bender.

Here are 12 things to do after a car accident:

1. Make sure no one is injured – make sure that all parties to the accident are ok, before concerning yourself with vehicle damage and exchanging insurance information, If not, call 911. Fire department, Ambulance or Hayward Police will arrive ASAP.
2. Do not apologize for something that you might not be at fault – do not be over polite, in this situation, a simple “I’m sorry, I wasn’t paying attention,” can be seen as an admission of liability and a third party can use it against you.
3. Talk to witnesses – Get all the relevant contact information of any bystanders that may have seen the accident. Little facts can help you with your case.
4. Report this car accident to your Insurance Company – by law you are supposed to report the incident to your insurance company within 24 hours, even if you are completely at fault. Also, keep track of the time and money spent pursuing your claim. Things can get really aggravated.
5. Use modern technology -Take Pictures – All modern phones have the cameras. Make photos from different angles. Having proof of the damage to the car will help to expedite the process with insurance reimbursement, and serve as evidence if there is a dispute down the line.
6. Take Notes or Voice recording on your phone – similar to pictures, detailing the accident story and the nature of your injuries as soon as possible can serve to expedite the process.
7. Get a Property Damage Estimate – You can get a free property damage estimate from any local body shop. This valuation will serve as the amount you can recover or replace your car. You can also have your insurance company property damage estimator to do evaluation or the party at fault estimator. 3^rd party usually takes a long time for reimbursement. If you are not happy with the figure from your insurance company, seek outside quotes.
8. Be Careful Who You Talk To When you Answer the Phone – if the other party’s insurance company contacts you, your best response is to get in touch with your insurance company or attorney. Attorney would be a better choice as they can protect your legal rights and they know how to handle them in this situation.
9. Don’t automatically agree with the first estimate or offer you get from insurance company – rushing into a settlement can be a costly mistake and most likely irreversible.
10. Get an attorney – if there is a dispute with your insurance company, or the seemingly simple car accident suddenly turns complicated, then seeking legal counsel is your best bet.
11. See Your Hayward Local Chiropractor – Even though it is important to go to a Hospital to have your injuries checked by Emergency Room Medical Doctor, he/she will only prescribe pain medications which will work for a very short while. At Hayward Chiropractic Clinic we will be able to evaluate your injuries and provide a rehabilitation which includes physical therapy, chiropractic adjustment and deep tissue massage therapy. We work on lien – basically it means that you do not have to pay for a therapy while you are getting an active care. One of our reputable attorneys will settle the medical bill with a 3^rd party insurance company.
12. Take a deep breath, everything is going to be ok.    Keeping in mind these steps and tips will help solve some of the common problems associated  with a car accident, and hopefully make the situation go away almost as fast as it came! Feel  free to call us and   we will help you to rehabilitate your injuries and help you to connect with a great attorney who will be   able to help you with your personal injury case.

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